
.ch21{color:#172943;background:#fff;font-family:inherit;line-height:1.65}.ch21 *{box-sizing:border-box}.ch21-wrap{width:min(1140px,calc(100% - 40px));margin-inline:auto}.ch21 a{color:#115c98}.ch21 p{margin:0 0 15px}.ch21 h1,.ch21 h2,.ch21 h3{letter-spacing:-.035em;line-height:1.15;color:#0d2341}.ch21 h2{font-size:clamp(1.9rem,3.3vw,2.65rem);margin:8px 0 20px}.ch21 h3{font-size:1.25rem;margin:4px 0 12px}.ch21 h1{font-size:clamp(2.45rem,5vw,4.05rem);margin:20px 0 22px;max-width:720px}.ch21 h1 em{font-style:normal;color:#0ea7b4}.ch21 .ch21-mini-tag,.ch21-eyebrow{font-size:.76rem;color:#1476a9;letter-spacing:.12em;font-weight:800;text-transform:uppercase}.ch21-kicker{font-size:.76rem;color:#27628e;letter-spacing:.08em;font-weight:800}.ch21-dot{display:inline-block;height:8px;width:8px;border-radius:99px;background:#04b5b5;margin-right:8px}.ch21-hero{background:linear-gradient(118deg,#f3f9ff,#fff 63%);padding:72px 0 65px;overflow:hidden}.ch21-hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(340px,.8fr);gap:68px;align-items:center}.ch21-lead{font-size:1.1rem;color:#48617c;max-width:620px;line-height:1.8}.ch21-actions,.ch21-hero-trust{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.ch21-actions{margin:26px 0}.ch21-btn{display:inline-flex;gap:8px;align-items:center;justify-content:center;border-radius:12px;text-decoration:none;font-weight:800;padding:13px 20px;transition:transform .2s,box-shadow .2s}.ch21-btn:hover{transform:translateY(-2px)}.ch21-btn.primary{background:#08366a;color:white!important;box-shadow:0 8px 22px #003d6b1b}.ch21-btn.outline{border:1px solid #b8d0e2;color:#0a426b;background:white}.ch21-hero-trust{font-size:.77rem;color:#526c84;gap:14px}.ch21-hero-trust span{display:inline-flex;align-items:center;gap:6px}.ch21-hero-trust span:before{content:'✓';color:#05a69b;font-weight:900}.ch21-hero-card{background:#102d52;color:#cfe4f2;padding:25px 25px 0;border-radius:24px;box-shadow:0 23px 60px #12345724;overflow:hidden;position:relative}.ch21-board-top{display:flex;justify-content:space-between;gap:6px;color:#a9d3e3;font-size:.76rem}.ch21-hero-card .ch21-mini-tag{color:#56e0df}.ch21-hero-card h2{font-size:1.55rem;line-height:1.26;color:white;margin:24px 0}.ch21-board-checks{position:relative;z-index:1}.ch21-board-checks>div{border-top:1px solid #ffffff25;display:grid;grid-template-columns:34px 1fr;gap:0 11px;padding:10px 0}.ch21-board-checks span{grid-row:span 2;color:#49dbdc;font-size:.77rem;font-weight:800}.ch21-board-checks b{color:white;font-size:.92rem}.ch21-board-checks small{font-size:.78rem}.ch21-hero-card img{position:absolute;width:180px;height:auto;right:-25px;bottom:-58px;opacity:.19;pointer-events:none}.ch21-proof{background:#e9f2fa;border-block:1px solid #dae8f4}.ch21-proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:22px 0}.ch21-proof-grid>div{border-right:1px solid #cedee9;display:grid;gap:3px}.ch21-proof-grid>div:last-child{border-right:0}.ch21-proof b{font-size:1.3rem;line-height:1.2;color:#0c3760}.ch21-proof small{color:#556e84}.ch21-section{padding:76px 0}.ch21-soft{background:#f6f9fc}.ch21-section-head{display:grid;grid-template-columns:1.25fr .75fr;gap:55px;align-items:end;margin-bottom:33px}.ch21-section-head p{color:#4d6379}.ch21-profile-options{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.ch21-profile{border:1px solid #d4e1ed;background:white;text-align:left;padding:20px;min-height:130px;cursor:pointer;border-radius:15px;font:inherit;display:grid;gap:8px;color:#4e6680}.ch21-profile b{font-weight:800;color:#0c3358;line-height:1.3}.ch21-profile span{font-size:.84rem;line-height:1.5}.ch21-profile.active{border:2px solid #059eb1;background:#ecfcfb;box-shadow:0 10px 25px #087e8c1a}.ch21-profile-result{display:grid;grid-template-columns:1fr 1fr;gap:16px 35px;background:#102d52;border-radius:17px;color:#d6e5f1;padding:28px 35px;margin-top:15px}.ch21-profile-result h3{color:white;margin:12px 0}.ch21-profile-result p{color:#cce0ec}.ch21-profile-result ul{margin:0;padding-left:22px}.ch21-profile-result li{margin-bottom:8px}.ch21-profile-result a{grid-column:span 2;color:#73e8e9;font-weight:800}.ch21-legal{display:grid;grid-template-columns:1.4fr .68fr;gap:38px;align-items:start}.ch21-legal-points{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:25px 0}.ch21-legal-points>div{background:white;border:1px solid #dce8ef;border-radius:13px;padding:17px;display:grid;gap:8px;font-size:.89rem}.ch21-legal-points b{color:#0b3a5f}.ch21-source-note{color:#66798d;font-size:.84rem;margin-top:17px!important}.ch21-source-note a{word-break:break-word}.ch21-warning{background:#e2f4f4;border:1px solid #c0e6e6;border-radius:18px;padding:30px;display:flex;flex-direction:column;gap:9px}.ch21-warning h3{font-size:1.42rem}.ch21-warning a{font-weight:800}.ch21-table-scroll{max-width:100%;overflow-x:auto;border:1px solid #d6e3ed;border-radius:15px}.ch21-table{width:100%;border-collapse:collapse;min-width:850px;font-size:.91rem;text-align:left}.ch21-table th,.ch21-table td{padding:17px 18px;vertical-align:top;border-bottom:1px solid #e2eaf0;line-height:1.6}.ch21-table thead th{background:#103359;color:#fff;font-size:.78rem;letter-spacing:.02em}.ch21-table tbody th{background:#f4f9fd;color:#153d5c}.ch21-table tbody th small{display:block;font-weight:400;color:#5a7186}.ch21-table tbody tr:last-child td,.ch21-table tbody tr:last-child th{border-bottom:0}.ch21-table td a{display:block;margin-bottom:5px;font-size:.84rem}.ch21-caption{color:#60768b;font-size:.84rem;margin:12px 0!important}.ch21-decision-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}.ch21-decision-row article{border:1px solid #dae7ee;border-radius:14px;padding:25px}.ch21-decision-row h3{font-size:1.16rem}.ch21-decision-row a{font-weight:800}.ch21-calc{background:#fff;border:1px solid #dae5ee;border-radius:20px;padding:24px;box-shadow:0 16px 40px #1937590c}.ch21-calc-top{display:flex;align-items:end;flex-wrap:wrap;gap:18px;margin-bottom:22px}.ch21-calc label{display:grid;font-size:.84rem;color:#284768;font-weight:800;gap:7px}.ch21-calc input,.ch21-calc select{width:100%;min-width:0;font:inherit;border:1px solid #b8ccda;border-radius:10px;padding:10px 12px;background:#fff;color:#0b284a}.ch21-calc input:focus-visible,.ch21-profile:focus-visible,.ch21-copy:focus-visible,.ch21-calc button:focus-visible{outline:3px solid #1facb8;outline-offset:2px}.ch21-calc input[aria-invalid="true"]{border:2px solid #b91c1c;background:#fff6f6}.ch21-calc-top label{width:195px}.ch21-link-button{background:none;border:none;color:#0869a1;text-decoration:underline;font-weight:800;cursor:pointer;padding:8px 0}.ch21-offers{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.ch21-offer{border:1px solid #d4e5ee;border-radius:15px;padding:19px;display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.ch21-offer legend{font-size:1.12rem;color:#133a60;font-weight:900;padding:0 7px}.ch21-offer legend span{background:#0c517e;color:white;border-radius:6px;padding:2px 7px;margin-right:6px}.ch21-offer label:first-of-type{grid-column:span 2}.ch21-offer output{grid-column:span 2;background:#eff8fa;color:#0a3b55;border-radius:11px;font-size:1.1rem;font-weight:900;min-height:55px;display:flex;align-items:center;padding:10px 15px}.ch21-calc-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#0e3256;color:white;border-radius:13px;padding:22px;margin-top:20px}.ch21-calc-bottom strong{font-size:1.2rem}.ch21-calc-bottom p{margin:3px 0;color:#d5e7f2}.ch21-reset{background:#fff;border:0;border-radius:9px;color:#153a60;font-weight:800;padding:10px 15px;cursor:pointer}.ch21-test-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.ch21-tests{background:#f2f8fc;border:1px solid #ddeaf2;padding:27px 32px;border-radius:18px}.ch21-tests ol{padding-left:23px;margin:0 0 25px}.ch21-tests li{padding:0 0 14px 5px}.ch21-copy{border:0;background:#0c3c65;color:white;padding:12px 17px;border-radius:10px;font-weight:800;cursor:pointer}.ch21-copy-status{margin-left:10px;color:#286987;font-size:.85rem}.ch21-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.ch21-steps article{background:white;border:1px solid #d9e7ef;border-radius:15px;padding:22px}.ch21-steps article>span{font-weight:900;color:#02a1b2}.ch21-steps h3{font-size:1.13rem;margin-top:15px}.ch21-steps p{font-size:.88rem}.ch21-faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:56px}.ch21-faq-grid>div:first-child>a{font-weight:800}.ch21-faq-list details{padding:19px 0;border-bottom:1px solid #dce6ef}.ch21-faq-list details:first-child{border-top:1px solid #dce6ef}.ch21-faq-list summary{cursor:pointer;font-weight:800;color:#133a5a;padding-right:20px}.ch21-faq-list p{padding-top:17px;color:#556b7e}.ch21-final{background:#102c4e;color:white;padding:62px 0}.ch21-final h2{color:white;max-width:650px}.ch21-final p{color:#d0e0ec}.ch21-final .ch21-mini-tag{color:#78dfe3}.ch21-final-flex{display:flex;gap:45px;align-items:center;justify-content:space-between}.ch21-final-flex>div:last-child{display:flex;flex-direction:column;gap:12px;flex:0 0 auto}.ch21-final .ch21-btn.primary{background:#16b5b5;color:#082a45!important}.ch21-final .ch21-btn.outline{background:transparent;border-color:#7696ac;color:white}.ch21 :focus-visible{outline:3px solid #12aeba;outline-offset:2px}@media(max-width:900px){.ch21-hero-grid{grid-template-columns:1fr;gap:25px}.ch21-hero-card{max-width:560px}.ch21-section-head,.ch21-legal,.ch21-test-grid,.ch21-faq-grid{grid-template-columns:1fr;gap:22px}.ch21-profile-options{grid-template-columns:repeat(2,1fr)}.ch21-steps{grid-template-columns:repeat(2,1fr)}.ch21-decision-row{grid-template-columns:1fr}.ch21-hero{padding:52px 0}.ch21-section{padding:54px 0}}@media(max-width:600px){.ch21-wrap{width:min(100% - 28px,1140px)}.ch21 h1{font-size:2.35rem}.ch21-proof-grid{grid-template-columns:repeat(2,1fr)}.ch21-proof-grid>div:nth-child(2){border:0}.ch21-profile-options{grid-template-columns:1fr}.ch21-profile{min-height:unset}.ch21-profile-result{grid-template-columns:1fr;padding:22px}.ch21-profile-result a{grid-column:span 1}.ch21-legal-points{grid-template-columns:1fr}.ch21-offers{grid-template-columns:1fr}.ch21-offer{grid-template-columns:1fr}.ch21-offer label:first-of-type,.ch21-offer output{grid-column:span 1}.ch21-calc-bottom{flex-direction:column;align-items:start}.ch21-steps{grid-template-columns:1fr}.ch21-final-flex{display:block}.ch21-final-flex>div:last-child{margin-top:25px}.ch21-btn{width:100%}.ch21-hero-card{padding:20px}.ch21-hero-card img{display:none}}