.er18-main{--er-navy:#0b1d37;--er-blue:#1262af;--er-cyan:#19ced0;--er-line:#dce5ed;--er-muted:#5a6b7d;--er-surface:#f4f8fc;color:var(--er-navy);font-family:inherit} .er18-main *{box-sizing:border-box} .er18-main a{color:inherit}.er18-wrap{max-width:1160px;margin:0 auto;padding:0 26px} .er18-hero{background:radial-gradient(ellipse at 85% 10%,#214e7a 0%,transparent 40%),linear-gradient(130deg,#0b1d37 0%,#112d50 62%,#0c3355 100%);color:#fff;padding:73px 0 84px;overflow:hidden} .er18-hero-grid{display:grid;grid-template-columns:1.03fr .97fr;align-items:center;gap:48px}.er18-kicker{font-size:12px;font-weight:800;letter-spacing:.14em;color:#79dce1;margin:0 0 25px;text-transform:uppercase}.er18-kicker span{color:#c1d5eb;padding:0 10px}.er18-hero h1{font-size:clamp(39px,4.5vw,65px);max-width:710px;font-weight:800;line-height:1.08;letter-spacing:-.055em;margin:0 0 25px;color:#fff}.er18-hero h1 em{font-style:normal;color:#6ce9e8}.er18-lead{font-size:17px;line-height:1.75;color:#dfecf6;max-width:660px;margin:0 0 27px}.er18-actions{display:flex;gap:12px;flex-wrap:wrap}.er18-btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;font-size:14px;min-height:48px;border-radius:11px;padding:12px 20px;text-decoration:none!important;font-weight:800;transition:.2s}.er18-btn-primary{background:#21d2d1;color:#06313d!important}.er18-btn-ghost{border:1px solid #91bbd3;color:#fff!important}.er18-hero-note{color:#b5cfe1;font-size:12px;margin:22px 0 0}.er18-visual{border:1px solid #537a99;background:linear-gradient(160deg,#16395d,#0c2545);padding:18px 24px 20px;border-radius:23px;position:relative;min-width:0;box-shadow:0 28px 70px #03152860}.er18-visual-top{display:flex;justify-content:space-between;gap:6px;align-items:center;font-size:11px;font-weight:800;letter-spacing:.11em;color:#92d9ea}.er18-live{background:#163f65;border:1px solid #4f7297;color:#cee3f1;padding:7px 9px;border-radius:30px;font-size:10px;letter-spacing:0}.er18-flow{display:flex;align-items:stretch;justify-content:space-between;gap:4px;background:#f5faff;padding:14px 12px;border-radius:15px;margin:22px 0 0;color:#0b1d37}.er18-flow>div{text-align:center;flex:1;min-width:0}.er18-flow>div i{display:block;color:#178a95;font-style:normal;font-size:11px;font-weight:800}.er18-flow>div strong{display:block;font-size:14px;margin:5px 0}.er18-flow>div small{display:block;color:#536778;font-size:10px}.er18-flow>span{color:#159ca6;align-self:center}.er18-hero-img{display:block;width:75%;height:auto;margin:-3px auto -28px;max-width:400px;filter:drop-shadow(0 14px 19px #0003)}.er18-visual-caption{text-align:center;color:#d4e5f2;font-size:11px;line-height:1.5;margin:13px 0 0}.er18-trust{background:white;border-bottom:1px solid #e1eaf1}.er18-trust-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;padding-top:23px;padding-bottom:23px}.er18-trust-grid>div{border-left:2px solid #21bfbf;padding-left:15px}.er18-trust-grid b{display:block;font-size:19px;letter-spacing:-.02em}.er18-trust-grid span{display:block;color:#637386;font-size:12px;padding-top:2px}.er18-section{padding:77px 0;background:#fff}.er18-soft{background:#f4f8fc}.er18-heading{max-width:830px;margin-bottom:28px}.er18-label{color:#087c91;font-weight:900;font-size:12px;letter-spacing:.13em;text-transform:uppercase;display:block;margin-bottom:14px}.er18-heading h2,.er18-faq-grid h2{font-size:clamp(30px,3.5vw,44px);letter-spacing:-.045em;line-height:1.15;margin:0 0 15px;color:#0e2847}.er18-heading p,.er18-faq-grid>div>p{color:#52657a;font-size:16px;line-height:1.75;margin:0}.er18-cards{display:grid;gap:16px}.er18-three{grid-template-columns:repeat(3,minmax(0,1fr))}.er18-cards article{border:1px solid var(--er-line);background:#fff;border-radius:15px;padding:26px 23px;min-width:0;box-shadow:0 10px 30px #16477009}.er18-cards h3{font-size:19px;letter-spacing:-.025em;margin:9px 0}.er18-cards p{color:#586a80;line-height:1.7;font-size:14px;margin:0}.er18-cards p a{color:#087b99!important;font-weight:800}.er18-card-number{font-size:12px;font-weight:900;border-radius:9px;display:inline-block;padding:7px 11px;color:#056f89;background:#e6f9fb}.er18-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px}.er18-tabs button{background:#fff;border:1px solid #cddae4;border-radius:11px;padding:13px 19px;color:#344a61;font-weight:800;cursor:pointer;font:inherit}.er18-tabs button.is-active,.er18-tabs button[aria-pressed=true]{background:#102f51;color:#fff;border-color:#102f51}.er18-result{display:grid;grid-template-columns:1fr 1fr;gap:34px;background:linear-gradient(130deg,#0e2b49,#12425e);border-radius:18px;padding:34px;color:#fff}.er18-result span{font-size:11px;letter-spacing:.14em;color:#8fe5e6;font-weight:900}.er18-result h3{font-size:26px;letter-spacing:-.04em;margin:12px 0}.er18-result p{color:#d8e5f0;line-height:1.65;margin:0 0 16px}.er18-result ul{list-style:none;margin:0;padding:0;display:grid;align-content:center;gap:14px}.er18-result li{padding:0 0 0 25px;position:relative;line-height:1.5;color:#eefbff}.er18-result li:before{content:'✓';position:absolute;left:0;color:#4de2cc;font-weight:900}.er18-inline{font-weight:800!important;color:#0b829d!important;text-decoration:underline;text-underline-offset:4px}.er18-result .er18-inline{color:#8aebf0!important}.er18-table-shell{max-width:100%;overflow-x:auto;border:1px solid #d8e5ee;border-radius:15px;box-shadow:0 12px 28px #1b4b6e0c;scrollbar-width:thin}.er18-table-shell table{border-collapse:collapse;width:100%;min-width:770px;text-align:left;font-size:13.5px}.er18-table-shell caption{padding:11px 17px;background:#f4f9fd;color:#647587;font-size:11px;text-align:left;caption-side:bottom}.er18-table-shell th,.er18-table-shell td{padding:19px 16px;border-bottom:1px solid #dfebf1;vertical-align:top;line-height:1.65}.er18-table-shell thead th{background:#123452;color:#fff;font-size:12px}.er18-table-shell tbody th{font-size:15px;color:#0e3153;min-width:145px}.er18-table-shell tbody tr:nth-child(even){background:#f7fbfd}.er18-table-shell tbody a{color:#087e9a!important;font-weight:800;white-space:nowrap}.er18-notice{background:#eaf6fc;color:#28465c;padding:17px 20px;border-left:4px solid #1dbdbb;line-height:1.6;border-radius:6px;margin:20px 0}.er18-sources{display:flex;align-items:center;gap:12px 20px;flex-wrap:wrap;color:#536579;font-size:13px}.er18-sources a{color:#097c9b!important;text-decoration:underline}.er18-calculator{background:#fff;border:1px solid #d5e5ee;border-radius:19px;box-shadow:0 18px 40px #0e3b600d;overflow:hidden}.er18-calc-top{background:#eaf4fb;display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;padding:23px 26px}.er18-calc-top label{font-weight:800;font-size:13px;color:#28465f}.er18-calc-top select{display:block;margin-top:8px;border:1px solid #b8cfde;border-radius:9px;background:white;padding:12px 14px;font:inherit;min-width:180px}.er18-calc-buttons{display:flex;gap:8px;flex-wrap:wrap}.er18-calc-buttons button,.er18-calc-bottom button,.er18-copy-row button{font:inherit;cursor:pointer;color:#16415f;background:white;padding:11px 15px;border:1px solid #b5cadb;border-radius:9px;font-weight:800;font-size:13px}.er18-calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;padding:22px}.er18-calc-grid fieldset{border:1px solid #d9e6ed;padding:23px;border-radius:13px;min-width:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:13px;row-gap:14px}.er18-calc-grid legend{padding:0 6px;font-weight:900;color:#103457;font-size:18px}.er18-calc-grid label{font-size:12px;font-weight:800;color:#3a526a;min-width:0;display:block}.er18-calc-grid input{width:100%;display:block;margin-top:7px;border:1px solid #bfcedb;border-radius:8px;padding:11px 10px;font:inherit;font-size:14px;color:#0d2b4b;background:#fff}.er18-calc-total{grid-column:1/-1;background:#f1f8fb;border-radius:10px;padding:15px}.er18-calc-total span{display:block;color:#557185;font-size:12px}.er18-calc-total strong{display:block;font-size:23px;letter-spacing:-.03em;color:#073b65;margin-top:5px}.er18-calc-bottom{background:#103657;padding:17px 24px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.er18-calc-bottom p{margin:0;font-size:15px;font-weight:800;line-height:1.5}.er18-calc-bottom button{color:#07344b;background:#52e6d8;border-color:#52e6d8}.er18-fine{font-size:12px;color:#697c8d;line-height:1.6;margin:18px 24px 22px}.er18-tests{grid-template-columns:repeat(3,minmax(0,1fr))}.er18-tests article span{font-size:11px;font-weight:900;color:#018b9b;letter-spacing:.1em}.er18-copy-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap;padding:23px 0 0}.er18-copy-row p{margin:0;color:#55697a}.er18-copy-row button{background:#123b5c;color:white;border-color:#123b5c}.er18-timeline{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:17px}.er18-timeline article{border-top:3px solid #15bdbd;padding:17px 0}.er18-timeline b{font-size:12px;color:#047b94;letter-spacing:.08em}.er18-timeline h3{font-size:18px;margin:10px 0}.er18-timeline p,.er18-content-note{color:#596e7f;line-height:1.7;font-size:14px}.er18-content-note{margin:24px 0 0}.er18-content-note a{font-weight:800!important;color:#087c95!important}.er18-faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:45px}.er18-faqs{display:grid;gap:9px}.er18-faqs details{border:1px solid #dce6ed;border-radius:12px;background:#fff;padding:15px 19px}.er18-faqs summary{cursor:pointer;font-weight:800;line-height:1.5;list-style:none;position:relative;padding-right:27px}.er18-faqs summary:after{content:'+';position:absolute;right:1px;font-size:22px;top:-5px;color:#13899a}.er18-faqs details[open] summary:after{content:'−'}.er18-faqs p{line-height:1.7;color:#54677b;font-size:14px;margin:14px 0 0}.er18-bottom{background:#0d2b48;color:white;padding:59px 0}.er18-bottom-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.er18-bottom h2{color:white;font-size:35px;line-height:1.1;letter-spacing:-.04em;margin:0 0 17px}.er18-bottom p{color:#c7dce9;line-height:1.6;margin:0}.er18-light{color:#7deae8}.er18-bottom-links{display:grid;gap:9px}.er18-bottom-links a{display:block;color:white!important;text-decoration:none;padding:12px 15px;border:1px solid #40637d;border-radius:9px;font-weight:700}.er18-bottom-links a:hover{background:#194c6d}.er18-main button:focus-visible,.er18-main a:focus-visible,.er18-main input:focus-visible,.er18-main select:focus-visible{outline:3px solid #ffbc5b;outline-offset:3px}
@media(max-width:1050px){.er18-hero-grid{gap:24px}.er18-flow>div strong{font-size:12px}.er18-calc-grid fieldset{grid-template-columns:1fr}.er18-hero{padding:54px 0}.er18-hero-img{width:83%}}
@media(max-width:760px){.er18-wrap{padding:0 20px}.er18-hero-grid{grid-template-columns:1fr}.er18-hero{padding:42px 0 48px}.er18-hero h1{font-size:clamp(36px,9.5vw,48px)}.er18-lead{font-size:15px}.er18-visual{max-width:510px;margin:auto;width:100%}.er18-visual .er18-hero-img{width:66%}.er18-trust-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 10px}.er18-section{padding:55px 0}.er18-three,.er18-tests{grid-template-columns:1fr}.er18-result,.er18-faq-grid,.er18-bottom-grid{grid-template-columns:1fr}.er18-result{padding:25px}.er18-calc-grid{grid-template-columns:1fr}.er18-calc-grid fieldset{grid-template-columns:repeat(2,minmax(0,1fr))}.er18-timeline{grid-template-columns:repeat(2,minmax(0,1fr))}.er18-bottom{padding:50px 0}}
@media(max-width:410px){.er18-wrap{padding:0 16px}.er18-actions a{width:100%}.er18-visual{padding:14px}.er18-visual-top{font-size:9px}.er18-flow{padding:12px 7px}.er18-flow>div small{font-size:9px}.er18-calc-grid{padding:14px}.er18-calc-grid fieldset{grid-template-columns:1fr;padding:17px}.er18-tabs button{flex:1 1 140px;padding:12px 8px}.er18-timeline{grid-template-columns:1fr 1fr}.er18-calc-top{padding:17px}.er18-fine{margin:16px}}