.q28{color:#122744;background:#fff}.q28 *, .q28 *:before,.q28 *:after{box-sizing:border-box}.q28 a{color:#077e8c}.q28 .container{max-width:1170px;margin-inline:auto;padding-inline:22px}
.q28-hero{background:linear-gradient(128deg,#eefafa,#fff 62%,#eaf3fa);padding:56px 0 38px}.q28-hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(280px,.85fr);align-items:center;gap:60px}.q28-eyebrow,.q28-index,.q28-kicker{font-size:12px;font-weight:850;letter-spacing:.115em;color:#087c8b}.q28-dot{display:inline-block;background:#11bcbc;width:8px;height:8px;border-radius:50%;margin-right:7px}.q28-kicker{margin:28px 0 6px;color:#426a82}.q28-hero h1{font-size:clamp(2.25rem,4vw,3.8rem);line-height:1.09;letter-spacing:-.045em;margin:8px 0 20px;max-width:750px;color:#0c2241}.q28-lead{font-size:1.13rem;line-height:1.7;max-width:690px;color:#405770}.q28-actions,.q28-cost-buttons,.q28-list-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin:28px 0}.q28-btn{border:1px solid #cedfe6;border-radius:12px;padding:13px 18px;font-weight:800;font-size:14px;text-decoration:none!important;display:inline-flex;align-items:center;justify-content:center;min-height:46px;cursor:pointer;font-family:inherit;transition:transform .12s ease,box-shadow .12s ease}.q28-btn:hover{transform:translateY(-1px)}.q28-btn-primary{background:#0d344f!important;color:white!important;border-color:#0d344f}.q28-btn-light{background:#fff!important;color:#113950!important}.q28-hero-disclaimer{font-size:13px;line-height:1.65;color:#526b7d;max-width:690px}.q28-hero-art{margin:0;border-radius:24px;padding:20px;box-shadow:0 24px 65px rgba(14,45,72,.12);background:linear-gradient(145deg,#f7ffff,#d6f0ef);border:1px solid #dae9eb;overflow:hidden}.q28-art-top{display:flex;justify-content:space-between;gap:10px;font-size:11px;letter-spacing:.07em;font-weight:800;color:#3c7282}.q28-hero-art img{display:block;max-height:285px;width:auto;max-width:100%;margin:8px auto;object-fit:contain}.q28-art-bottom{display:grid;grid-template-columns:1fr 1fr;gap:10px}.q28-art-bottom>div{background:#fff;border-radius:12px;padding:14px}.q28-art-bottom b,.q28-art-bottom span{display:block}.q28-art-bottom b{font-size:1.15rem}.q28-art-bottom span{font-size:12px;color:#61758a}.q28-hero-art small{font-size:10px;color:#59798c;display:block;margin-top:14px}.q28-trust{display:flex;flex-wrap:wrap;gap:14px;padding-top:18px!important;padding-bottom:18px!important;border-bottom:1px solid #e3eaef;color:#517080;font-size:12px;font-weight:750}.q28-trust span{padding-left:14px;border-left:3px solid #13bdb3}
.q28-section{padding-top:70px!important;padding-bottom:74px!important}.q28-section-head{max-width:770px;margin-bottom:30px}.q28-section h2{font-size:clamp(1.72rem,3.2vw,2.75rem);line-height:1.16;letter-spacing:-.035em;color:#112a47;margin:9px 0 15px}.q28-section-head>p{font-size:1rem;line-height:1.76;color:#52657b}.q28-pale{background:#f3f8fa}.q28-pale>.container{padding-top:0;padding-bottom:0}.q28-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.q28-cards article{border:1px solid #dbe7ef;background:#fff;border-radius:17px;padding:25px}.q28-cards b{font-size:18px}.q28-cards p,.q28-inline-note,.q28-cols li{line-height:1.75;color:#55677d}.q28-inline-note{margin-top:22px}.q28-table-scroll{overflow:auto;border:1px solid #d5e4eb;border-radius:15px;background:#fff}.q28-table-scroll table{width:100%;border-collapse:collapse;min-width:660px}.q28-table-scroll caption{text-align:left;font-size:12px;padding:16px;color:#526477}.q28-table-scroll th,.q28-table-scroll td{padding:13px 15px;border-top:1px solid #e4ebef;text-align:left;line-height:1.5;font-size:14px}.q28-table-scroll thead th{background:#e5f2f4;color:#16384c}.q28-table-scroll tbody th{font-weight:750;color:#123650;width:32%}.q28-table-scroll tbody tr:nth-child(even){background:#f9fbfc}.q28-source-line{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;font-size:12px;color:#55677b;padding-top:17px;line-height:1.65}.q28-source-line a{font-weight:850}.q28-banner{padding:22px 24px;margin-top:26px;border-radius:14px;border:1px solid #c9e4e2;background:#edf9f7}.q28-banner p{margin:8px 0 0;color:#567181;line-height:1.6}
.q28-widget,.q28-cost-layout{background:white;border:1px solid #d7e6ee;border-radius:20px;box-shadow:0 15px 40px rgba(17,49,69,.05);padding:26px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(230px,.85fr);gap:30px}.q28-fit-grid,.q28-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px;align-content:start}.q28-form label,.q28-cost-form label{display:flex;flex-direction:column;gap:8px;font-size:13px;color:#34536a;font-weight:700}.q28-form label.q28-check,.q28-cost-form label.q28-check{flex-direction:row;align-items:center;gap:9px;grid-column:1/-1}.q28 input[type=number],.q28 select{height:46px;width:100%;font:inherit;border:1px solid #c6d9e3;border-radius:9px;background:white;color:#17334e;padding:8px 12px;min-width:0}.q28 input:focus-visible,.q28 select:focus-visible,.q28 button:focus-visible,.q28 a:focus-visible{outline:3px solid #12b1b0;outline-offset:2px}.q28 input[type=checkbox]{accent-color:#0e8c92;width:18px;height:18px;flex:none}.q28-result,.q28-total{background:linear-gradient(135deg,#0c344b,#0b5860);color:#fff;padding:25px;border-radius:15px;display:flex;flex-direction:column;justify-content:center;gap:14px}.q28-result small,.q28-total>span{font-size:11px;font-weight:850;letter-spacing:.08em;color:#abedf0}.q28-result strong,.q28-total strong{font-size:clamp(1.75rem,2.6vw,2.6rem);line-height:1.13;letter-spacing:-.03em}.q28-result p,.q28-total p{line-height:1.7;color:#e1edef;font-size:14px}.q28-result a{color:#bffaf0;font-weight:850}.q28-small{font-size:13px;color:#647589;line-height:1.7;margin-top:18px}.q28-cost-layout{grid-template-columns:minmax(0,1.4fr) minmax(260px,.85fr)}.q28-cost-form>.q28-check{margin-top:20px}.q28-cost-buttons{margin-bottom:0}.q28-cost-form>.q28-cost-buttons button{border:1px solid #cadde5}.q28-total{justify-content:flex-start}.q28-total #q28-cost-detail{border-top:1px solid #3a7c85;padding-top:15px;line-height:1.8;font-size:13px;color:#d0e9ec}.q28-error{font-size:14px;color:#a5212d!important;padding:12px;background:#fff0f1;border-radius:7px;line-height:1.55}.q28-proof{border:1px solid #cbe3e3;border-radius:17px;background:#f2fafa;padding:24px;display:flex;align-items:center;justify-content:space-between;gap:25px}.q28-proof p{max-width:720px;color:#567080;line-height:1.7}.q28-proof b{font-size:19px}.q28-section>p{line-height:1.8}.q28-checklist{display:grid;grid-template-columns:1fr 1fr;gap:12px}.q28-checklist label{display:flex;gap:11px;align-items:flex-start;background:white;border:1px solid #dce7ec;border-radius:12px;padding:17px;color:#465c70;line-height:1.65;cursor:pointer}.q28-checklist input{margin-top:5px;accent-color:#0f9b91;min-width:18px;height:18px}.q28-checklist b{color:#16374d}.q28-list-actions{margin-bottom:0}.q28-list-actions span{font-size:13px;color:#587281}.q28-cols{display:grid;grid-template-columns:1fr 1fr;gap:20px}.q28-cols>div{border:1px solid #dbe9ed;border-radius:16px;padding:25px}.q28-cols h3{font-size:21px;color:#1b374e}.q28-cols li{margin-bottom:10px}.q28-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.q28-links a{display:inline-flex;background:#eff7f8;border-radius:10px;padding:12px 14px;font-size:14px;font-weight:750;text-decoration:none}.q28-faq{display:grid;gap:11px;max-width:950px}.q28-faq details{background:white;border:1px solid #dae5eb;border-radius:12px;padding:15px 20px}.q28-faq summary{cursor:pointer;font-weight:800;color:#213e56;line-height:1.6}.q28-faq details p{color:#526a7a;line-height:1.8}.q28-sources{list-style:disc;padding-left:22px;line-height:2.2}.q28-last{padding-bottom:95px!important}
@media(max-width:990px){.q28-hero-grid{gap:30px}.q28-widget,.q28-cost-layout{grid-template-columns:1fr}.q28-total{min-height:180px}.q28-hero-art img{max-height:230px}}
@media(max-width:700px){.q28 .container{padding-inline:18px}.q28-hero{padding:30px 0 25px}.q28-hero-grid{grid-template-columns:1fr}.q28-hero h1{font-size:2.15rem}.q28-lead{font-size:1rem}.q28-hero-art{padding:18px;max-width:540px;width:100%;margin:auto}.q28-hero-art img{max-height:220px}.q28-trust{gap:12px;font-size:11px}.q28-section{padding-top:50px!important;padding-bottom:55px!important}.q28-cards,.q28-fit-grid,.q28-form-grid,.q28-checklist,.q28-cols{grid-template-columns:1fr}.q28-widget,.q28-cost-layout{padding:18px;gap:18px}.q28-proof{flex-direction:column;align-items:flex-start}.q28-actions .q28-btn,.q28-cost-buttons .q28-btn{width:100%}.q28-hero h1,.q28-section h2{overflow-wrap:break-word}}